Business Resources During COVID-19

COVID-19 Business Resources Available Now

The Atlanta BeltLine, Inc.’s Economic Development Team and our business resource partners recognize that the business community is experiencing a significant challenge as a result of COVID-19. As you continue to strengthen your business strategy during this period of uncertainty, we will maintain a list of resources that are immediately accessible. We will continue to update the resource information and add new ones as they become available.

EMERGENCY RESPONSE PROGRAMS

Programs and resources made available through recent government action.

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Atlanta Wealth Building Initiative (AWBI)

COVID-19 Small Business Relief Fund community loans with a focus on supporting black owned businesses located in City of Atlanta’s Southwest, Southeast, or Northwest neighborhoods. Loans of $10,000 will be awarded to cover employee salaries, rent, supplier expenses, and other general operating expenses. The Fund will also support technical assistance for up to three months. Deadline December 2, 2020 at 11:59 PM.

Invest Atlanta

Invest Atlanta is offering the Atlanta Cares Revolving Loan Fund aimed at alleviating sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic and providing permanent resources to support economic resiliency to further the long-term economic objectives of the region.

US Small Business Administration (SBA) – GA District – PPP Loan Forgiveness FAQ

Paycheck Protection Program (PPP) borrowers need to note upcoming December 31, 2020 deadline for restoration of workforce and wages.  As of August 8, 2020, the SBA is not longer accepting Paycheck Protection Program applications from participating lenders.  The PPP was a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.  SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

US Small Business Administration (SBA) – GA District

On June 15, SBA began accepting new EIDL and EIDL Advance applications from qualified small businesses and U.S. agricultural businesses.

Economic Injury Disaster Loan (EIDL) and Emergency Advance – Federal Disaster Loans for Businesses, Private Nonprofits, Homeowners, and Renters.  Working capital loans to help businesses meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Additional funding was added in March through the CARES Act called the Economic Injury Disaster Loan Emergency Advance, which will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties.

US Small Business Administration (SBA) – GA District – Current Customers Only

Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly or SBA Debt Relief – The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans

CARES Act Information

The Federal Government passed funding to replenish the programs related to the Coronavirus Aid, Relief, Relief, and Economic Security (CARES) Act. The legislation provides a forgivable loan program, new emergency grant funding, a new employee retention tax credit for employers, and new temporary paid sick leave and paid Family and Medical Leave Act (FMLA) programs that are 100% reimbursable by the federal government.  Program Comparison Chart

US Chamber of Commerce Foundation

The Save Small Business Fund is a grantmaking initiative offering short-term relief for small employers in the United States and its territories.  The Save Small Business Fund is for businesses with 3 to 20 employees located in certain zipcodes.

Internal Revenue Service (IRS)

Tax extension information for business filings.

Georgia Department of Labor

Information for filing for unemployment, mandatory filing by employers for partial claims, and reemployment services

US Department of Labor

Resources to help workers and employers prepare for the COVID-19 virus including workplace safety recommendations.

Export Relief for Businesses – Export-Import Bank

The Export-Import Bank of the United States (EXIM) is announcing relief provisions for exporters and financial institutions located throughout the United States that may have been affected by COVID-19.

Access to Capital for Entrepreneurs (ACE)

ACE is offering their traditional programs as well as temporary deferment and a new loan product for current customers.

City of Atlanta – #ATLStrong Business Resources

Business tax relief information and other resources being offered to businesses by the city.

BUSINESS STRATEGY RESOURCES

Technical assistance and resources available to help businesses pivot their strategy during these uncertain times.

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US Chamber of Commerce

Response Toolkit, National Trends, Business Advocacy Work available for businesses.

Invest Atlanta – Existing Loan Workshop Online

Invest Atlanta is moving its existing loan programs workshop online.  These are loans available to help assist you with your business and its growth strategies.

Metro Atlanta Chamber

The Metro Atlanta Chamber is maintaining a list of Service Firms offering coronavirus business strategy assistance.

UGA Small Business Development Center

Virtual Consultations – Please schedule through e-mail or phone at 404-413-7830.  You can also access their Conquering a Business Crisis Guide.

SCORE

Telephone or Video Session Available, Free Virtual Mentoring

National Federation of Independent Businesses (NFIB)

NFIB provides guidance on federal lending programs and has free online webinars available to small businesses

PRIVATE SECTOR RESOURCES FOR SMALL BUSINESSES

Resources provided by major corporations in the private sector to help support small businesses during this time.

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Metro Atlanta Chamber

The Metro Atlanta Chamber is maintaining a list of B2B resources.

Equifax

Credit score education and support through the COVID-19 crisis for individuals (business owners) and businesses.

Kabbage

Through Kabbage Payments, any business can sign up to sell gift certificates online and access the funds the next business day.

Mailchimp COVID-19 Resources for Small Businesses

Mailchimp is offering a price relief, business directory, and other support for small businesses during the pandemic.

680 The Fan

Media outlets are offering free marketing opportunities for restaurants doing take-out and small business spotlights to support local businesses during the pandemic.

Intuit Quickbook in partnership with GoFundMe

Small Business Relief Program Initiative offers free GoFundMe pages available for businesses to crowdsource funding from their respective communities, and then Intuit will support these fundraisers, boosting contributions from your supporters.

Facebook for Business

Facebook is giving free access to business owners to a Business Resource Hub during this economic crisis.  Their application window for small business grants is now closed but additional resources could be listed in the future.

Other Banks Offering Relief

A listing of banks offering assistance to small business during the crisis.

Other Private Loan Programs

LiftFund and Financial Innovation Now groups like Square (for customers only) – PayPalKabbageStripeIntuit – among others

REMOTE BUSINESS AND DIGITAL SUPPORT RESOURCES

Tools and tips for moving your business to remote operations and for digital technical assistance.

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GA Commute Options – Teleworking Services

Teleworking services to get your small business set-up for remote operations.

Comcast – Staying Connected During Coronavirus

Comcast is taking immediate steps to help connect low-income individuals to the Internet at home during these times. New Internet Essentials customers will receive two free months of Internet service, which is available to all qualified low-income households for $9.95/month plus tax. Apply for this program and/or see if you are eligible for their debt relief program by December 31, 2020.

Google Help for Small Business

Technical assistance to update your business hours, take-out/delivery info, and other information through Google to keep your customers informed. Plus they are now offering Google Ad Credits for small and mid-sized businesses with active accounts.

27 TOOLS EVERY NEW REMOTE WORKER NEEDS

Tools and technical assistance to help get your Small Business set-up and working effectively while remote.

FOOD/SERVICE INDUSTRY SUPPORT RESOURCES

Support for small businesses and their employees in the service industry.

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The Giving Kitchen

Giving Kitchen provides emergency assistance to food service workers through financial support and a network of community resources. Food service workers in Georgia who have been diagnosed with COVID-19 and/or those who are under doctor’s orders for a mandatory quarantine should ask for help.

Independent Restaurant Coalition

The Independent Restaurant Coalition (IRC) was formed to save the local restaurants affected by COVID-19.  Includes daily updates for restaurant professionals, social media toolkits, etc.

Restaurant Workers Community Foundation

Resources for restaurants and workers coping with the COVID-19 situation.

Bartender Emergency Assistance Program

The Bartender Emergency Assistance Program is being offered by the USBG National Charity Foundation, which is made up of a diverse group of beverage, hospitality, and nonprofit professionals.

Georgia Restaurant Association (GRA)

State advocacy organization providing industry information to push forward initiatives to support restaurants during the pandemic.

National Restaurant Association

Industry-specific guidance for owners and operators to ensure that restaurants have the latest information about coronavirus, including information around food safety.

680 The Fan

Media outlets are offering free marketing opportunities for restaurants doing take-out and small business spotlights to support local businesses during the pandemic.

Contact Us

We are also happy to schedule a call with you individually to discuss challenges your business may encounter or to further connect you with technical assistance related to any of the resources listed above. Feel free to email us to schedule a one-on-one meeting with the Atlanta BeltLine’s Economic Development team.