Business Resources During COVID-19

Share What You’re Experiencing

The Atlanta BeltLine, Inc.’s Economic Development Team and our business resource partners recognize that the business community is experiencing a significant challenge as a result of COVID-19.  Further, we would like input from you to help us determine the direct challenges to local business and the type and scale of interventions that would be most impactful to you.  Please take a moment to share information via this Business Survey.  The information you provide about your business will help the City of Atlanta, Invest Atlanta, and Atlanta BeltLine, Inc. as we engage partner resources to respond to this unprecedented challenge.  Your responses will be confidential.

The survey will take less than 10 minutes to complete.  Thank you in advance for your time and participation. Complete the survey to tell us the resources you need

COVID-19 Business Resources Available Now

As you begin to strengthen your business strategy during this period of uncertainty, we will maintain a list of resources that are immediately available. We will continue to update the resource information and add new ones as they become available in the coming days and weeks.

EMERGENCY RESPONSE PROGRAMS

Programs and resources made available through recent government action.

TitleDescription
Metro Atlanta Chamber in partnership with CareSource Foundation

RESTORE ATL Fund to support local black-owned businesses impacted by the coronavirus pandemic. The fund will provide immediate gap assistance to affected businesses in metro Atlanta through the distribution of $5,000-$10,000 grants. The funds can be used for operating expenses including rent, utilities, payroll and other business-related needs.

City of Atlanta – Recovery Fund for Damages

Mayor Keisha Lance Bottoms authorized the creation of the CoA Recovery Fund to support businesses and facilities that were adversely impacted during otherwise peaceful demonstrations in response to recent incidents highlighting systemic racism in American society.

Applications will close Monday, June 22 at 5:00 p.m.

CARES Act Information

The Federal Government has passed funding to replenish the programs related to the Coronavirus Aid, Relief, Relief, and Economic Security (CARES) Act. The legislation provides a forgivable loan program, new emergency grant funding, a new employee retention tax credit for employers, and new temporary paid sick leave and paid Family and Medical Leave Act (FMLA) programs that are 100% reimbursable by the federal government.  Program Comparison Chart

US Small Business Administration (SBA) – GA District

On June 15, SBA began accepting new EIDL and EIDL Advance applications from qualified small businesses and U.S. agricultural businesses.

Economic Injury Disaster Loan (EIDL) and Emergency Advance – Federal Disaster Loans for Businesses, Private Nonprofits, Homeowners, and Renters.  Working capital loans to help businesses meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Additional funding was added in March through the CARES Act called the Economic Injury Disaster Loan Emergency Advance, which will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties.

US Small Business Administration (SBA) – GA District

The SBA has resumed accepting Paycheck Protection Program applications from participating lenders as of Monday, April 27, 2020 at 10:30am EDT.  The Paycheck Protection Program (PPP) was a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.  SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities – Loan Details and Forgiveness (application effective as of May 15, 2020 and was revised on June 12, 2020).

US Small Business Administration (SBA) – GA District – Current Customers Only

Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly or SBA Debt Relief – The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans

Internal Revenue Service (IRS)

Tax extension information for business filings.

Georgia Department of Labor

Information for filing for unemployment, mandatory filing by employers for partial claims, and reemployment services

Georgia Department of Insurance

Directive to not cancel commercial policies for non-payment

US Department of Labor

Resources to help workers and employers prepare for the COVID-19 virus including workplace safety recommendations.

Access to Capital for Entrepreneurs (ACE)

ACE is offering temporary deferment and a new loan product for current customers.

Export Relief for Businesses – Export-Import Bank

The Export-Import Bank of the United States (EXIM) is announcing relief provisions for exporters and financial institutions located throughout the United States that may have been affected by COVID-19.

City of Atlanta – #ATLStrong Business Resources

Business tax relief information and other resources being offered to businesses by the city.

BUSINESS STRATEGY RESOURCES

Technical assistance and resources available to help businesses pivot their strategy during these uncertain times.

TitleDescription
Metro Atlanta Chamber

The Metro Atlanta Chamber is maintaining a list of Service Firms offering coronavirus business strategy assistance.

Invest Atlanta – Existing Loan Workshop Online

Invest Atlanta is moving its existing loan programs workshop online.  These are loans available to help assist you with your business and its growth strategies.

UGA Small Business Development Center

Virtual Consultations – Please schedule through e-mail or phone at 404-413-7830

SCORE

Telephone or Video Session Available, Free Virtual Mentoring

US Chamber of Commerce

Response Toolkit, National Trends, Business Advocacy Work available for businesses.

PRIVATE SECTOR RESOURCES FOR SMALL BUSINESSES

Resources provided by major corporations in the private sector to help support small businesses during this time.

TitleDescription
Business For All Grants powered by Hello Alice

$250,000 in grants will be awarded to Business for All applicants, as a critical step towards tackling entrepreneurs’ single greatest barrier to growth: access to capital. Grantees will be selected by an esteemed council of leaders from across the business ecosystem, representing diverse organizations, industries, locations and demographics in partnership with Verizon.

LISC in partnership with Verizon, Sam’s Club, & Truist

Applications for Round Three are now closed.  You can sign-up to receive updates for future application windows.  Through support from funders like Verizon, Sam’s Club, and Truist to their Rapid Relief & Resiliency Fund, LISC is providing Small Business Relief Grants to small businesses with a focus on those in underserved communities, including entrepreneurs of color, women- and veteran-owned businesses.

The Red Backpack Fund backed by SPANX Founder Sara Blakely

The Spanx by Sara Blakely Foundation has donated $5 million to support female entrepreneurs in the wake of COVID-19 and teamed up with GlobalGiving to oversee the fund, making 1,000 grants of $5,000 each to female entrepreneurs in the U.S.  The grant has a rolling monthly application window.  The portal will open for applications again June 1 – June 8 with future windows planned for July 6 and August 3.  You can also sign-up to receive e-mail updates.

Metro Atlanta Chamber

The Metro Atlanta Chamber is maintaining a list of B2B resources.

Facebook for Business

Facebook is giving free access to business owners to a Business Resource Hub during this economic crisis.  Their application window for small business grants is now closed but additional resources could be listed in the future.

Truist Financial through LiftFund & the Natural Capital Investment Fund

Truist Financial will contribute $2 million to be distributed to small businesses through CDFIs LiftFund (for GA small businesses) and the Natural Capital Investment Fund (other states) as part of the Truist Cares Initiative.

Intuit Quickbook in partnership with GoFundMe

Small Business Relief Program Initiative offers free GoFundMe pages available for businesses to crowdsource funding from their respective communities, and then Intuit will support these fundraisers, boosting contributions from your supporters.

Equifax

Credit score education and support through the COVID-19 crisis for individuals (business owners) and businesses.

Kabbage

Through Kabbage Payments, any business can sign up to sell gift certificates online and access the funds the next business day.

Other Banks Offering Relief

A listing of banks offering assistance to small business during the crisis.

Other Private Loan Programs

Financial Innovation Now groups like Square (for customers only) – PayPalKabbageStripeIntuit – among others

REMOTE BUSINESS AND DIGITAL SUPPORT RESOURCES

Tools and tips for moving your business to remote operations and for digital technical assistance.

TitleDescription
GA Commute Options – Teleworking Services

Teleworking services to get your small business set-up for remote operations.

Comcast – Staying Connected During Coronavirus

Comcast is taking immediate steps to help connect low-income individuals to the Internet at home during these times. New Internet Essentials customers will receive two free months of Internet service, which is available to all qualified low-income households for $9.95/month plus tax. Apply by June 30, 2020.

Google Help for Small Business

Technical assistance to update your business hours, take-out/delivery info, and other information through Google to keep your customers informed. Plus they are now offering Google Ad Credits for small and mid-sized businesses with active accounts.

27 TOOLS EVERY NEW REMOTE WORKER NEEDS

Tools and technical assistance to help get your Small Business set-up and working effectively while remote.

FOOD/SERVICE INDUSTRY SUPPORT RESOURCES

Support for small businesses and their employees in the service industry.

TitleDescription
The Giving Kitchen

Giving Kitchen provides emergency assistance to food service workers through financial support and a network of community resources. Food service workers in Georgia who have been diagnosed with COVID-19 and/or those who are under doctor’s orders for a mandatory quarantine should ask for help.

Independent Restaurant Coalition

The Independent Restaurant Coalition (IRC) was formed to save the local restaurants affected by COVID-19.  Includes daily updates for restaurant professionals, social media toolkits, etc.

Restaurant Workers Community Foundation

Resources for restaurants and workers coping with the COVID-19 situation.

Bartender Emergency Assistance Program

The Bartender Emergency Assistance Program is being offered by the USBG National Charity Foundation, which is made up of a diverse group of beverage, hospitality, and nonprofit professionals.

Georgia Restaurant Association (GRA)

State advocacy organization providing industry information to push forward initiatives to support restaurants during the pandemic.

National Restaurant Association

Industry-specific guidance for owners and operators to ensure that restaurants have the latest information about coronavirus, including information around food safety.

Atlanta Journal-Constitution

Media outlets are offering free marketing opportunities for restaurants doing take-out.

Atlanta Eater

Media outlets are offering free marketing opportunities for restaurants doing take-out.

680 The Fan

Media outlets are offering free marketing opportunities for restaurants doing take-out.

Contact Us

We are also happy to schedule a call with you individually to discuss challenges your business may encounter or to further connect you with technical assistance related to any of the resources listed above. Feel free to email us to schedule a one-on-one meeting with the Atlanta BeltLine’s Economic Development team.